american express travel card no annual fee

40,000 bonus miles when you spend $1,000 within 3 months of account opening. Terms apply. Fortunately, many travel credit cards offer benefits for no annual fee. You can also make a payment online. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Applicants should know their credit scores and credit histories before beginning to shop for cards. . *All information about the American Express Cash Magnet Card has been collected independently by WalletHub. Offer ends 04/05/2023. Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days. Rewards: 2 Membership Rewards points per dollar at US supermarkets on up to $6,000 per year in purchases (then 1X), 2 points per dollar when using the card to book trips through American Express Travel and 1 point for every eligible dollar on everything else. There are two main types of travel rewards cards with no annual fee options: Co-branded travel credit cards: These travel rewards cards are co-branded with a specific airline or hotel chain, meaning the miles and points you earn can only be used to book flights, hotel stays, or upgrades within the cards specific company. A balance transfer fee of 3% applies ($5 minimum). Earn 2X Membership Rewards points at US supermarkets on up to $6,000 per year (then 1X); Earn 2X points atRead More. 3% back at U.S. gas stations on up to $6,000 spent per year, then 1%. Other Benefits and Drawbacks: The American Express Cash Magnet Card* features a 0% introductory APR on purchases and balance transfers for the first 15 months from the date of account opening, followed by a variable APR of 18.49% - 29.49%. The Hilton Honors American Express Card (Terms apply. Blue Cash Everyday Card from American Express. Read More: United Airlines MileagePlus: The Ultimate Guide. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card is also interest-free initially. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. Earn $200 back after spending $2,000 in purchases within the first 6 months of card membership. American Express Platinum Card Review 2022 This metal-made super premium credit card is a charge card, so there is no preset limit. They get 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% cash back on all other purchases. American Express established a Travel Division in 1915, that tied together all earlier efforts at making travel easier, . About the author: Funto Omojola is an auto loans writer at NerdWallet. Balance Transfer is back! Compared with other no-annual-fee, 1.5% cash-back cards, this one stands out for its valuable features that not all cards in its class offer. Applicants should also become familiar with the cards terms and conditions and check for any important details in the fine print before applying for a card. Those looking for more United benefits, including a free checked bag when flying with United, should consider the $0 intro annual fee for the first year, then $95 annual fee United Explorer Card. Other Benefits and Drawbacks: The JetBlue Card offers 50% in-flight savings on cocktails and food purchases when you pay with the card. Forbes Advisor analyzed American Express no annual fee cards to choose the best one to fit a variety of cardholder needs. Rewards: Earn 5% cash back on everyday purchases at different places each quarter up to a quarterly maximum of $1,500 in spending when activated. The Blue from American Express credit card earns valuable Membership Rewards points that can be redeemed for a number of things, including travel, cash back and gifts cards. Something went wrong. Offer ends 04/05/2023. This no-fee card is a decent option to earn rewards without an annual fee. The Hilton Honors American Express Card is the brand's no-annual-fee (see rates and fees), entry-level product.Featuring 7 points per dollar on eligible Hilton purchases and complimentary Hilton Honors Silver status, the card is a solid option for new cardholders loyal to the hotel chain or those looking to avoid annual fees, although there are . Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Terms apply. All other purchases earn 1.5%, Cash back can be redeemed at a minimum of $25 per redemption transaction, You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings, Up to $5,000 of Personal Identity Theft Protection for covered expenses to restore your identity, For a no-annual-fee card, the rewards rates are very generous, Annual credit toward eligible streaming services, No bonus reward tier for entertainment spending. American Express Cash Magnet Card A great no-annual-fee card that comes with unlimited 1.5% cash back across categories - Excellent Recommended Credit $0 Annual Fee 1.5% Cash Back Rewards Rate 1.5x Rewards Rate on Gas 1.5x Rewards Rate on Groceries WHY WE GEEK OUT? For example, carrying a balance on the Amex Blue Cash Everyday card past the first 15 months will result in interest charges at the regular APR, which could be anywhere from 18.49% to 29.49% (V), depending on your creditworthiness. Amazon Prime memberships start at $119 per year, and Business Prime memberships start at $69 per year. Terms apply. You can take advantage of this offer when you apply now. She has spent nearly two decades showing readers unique ways to maximize their investments and personal finances. Have you considered how much it will cost to use credit card while traveling abroad? But we've found you nine terrific travel cards that won't cost you a dime in annual fees. In addition, it is not the financial institutions responsibility to ensure all posts and questions are answered.show more show less. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, Welcome Bonus: $200 statement credit after spending $2,000 on purchases within the first 6 months. To view rates and fees of the Amazon Business American Express Card, see this page. Factors such as whether you carry a balance may also impact your decision to choose a specific card. Just because a travel rewards card has no annual fee doesnt mean it wont have benefits that can help make your journeys more affordable or enjoyable. Whether you should get an American Express card with an annual fee depends on your spending preferences. These are provided as guidelines only and approval is not guaranteed. Her writing has been featured in MarketWatch, Yahoo Finance, Realtor.com, New York Post, and Nasdaq, among others. Points after you use your new Card to make $1,000 in purchases in your first 3 months. The American Express Cash Magnet Card earns an industry standard of 1.5% cash back on all purchases. Once you identify the best offer for your needs, be it an American Express credit card with no annual fee or not, we will automatically redirect you to the respective issuers secure online application page. Travel Points Credit Cards: How to Get More Out of Them. The card earns 2% back at U.S. restaurants, U.S. gas stations and eligible wireless phone services purchased directly from U.S. service providers. By Megan Doyle | American ExpressCredit IntelFreelance Contributor, Types of Travel Rewards Credit Cards with No Annual Fee, Common Features of No Annual Fee Travel Rewards Cards, When to Consider a Travel Rewards Card with an Annual Fee. Fortunately, there are plenty of no annual fee Amex offers to choose from (American Express is a WalletHub partner). American Express also offers a number of business credit cards that dont charge annual fees and that can provide business owners with rewards and benefits for their spending. Introductory bonus: Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Conduct informed research before deciding which cards will best help you achieve your financial goals. USAA Secured American Express Card review, USAA Rewards American Express Card review, checking your latest credit score for free on WalletHub, Blue Cash Preferred Card from American Express, Delta SkyMiles Platinum American Express Card, Marriott Bonvoy Brilliant American Express Card, The Business Platinum Card from American Express, American Express has several $0 annual fee credit cards, Best American Express Student Credit Cards, Best American Express 0% APR Credit Cards, Best American Express Balance Transfer Credit Cards, Do Not Sell or Share My Personal Information, 10% Off Shopping Pass initial rewards bonus. If you dont spend much in bonus categories, it may be difficult to earn enough rewards for a desired redemption. Earn 3X points on JetBlue purchases; Earn 2X points at restaurants and office supply stores; Earn 1X points on allRead More. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Rewards: Earn 7 Hilton Honors points for each dollar of eligible purchases charged directly with hotels or resorts within the Hilton portfolio, 5 points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations and 3 points per dollar on all other eligible purchases. 4X points on dining, takeout, and restaurant delivery. Earn 2 miles on purchases with United, at gas stations and on local transportation, Enjoy expanded United award travel availability, Earns only 1 mile per dollar spent on non-bonused purchases, No free checked bag or enhanced boarding benefits, Earn 2 miles per $1 spent on United purchases, at gas stations and on local transit and commuting, Earn 2 miles per $1 spent on United purchases, Earn 2 miles per $1 spent at gas stations, on local transit and commuting, Earn 1 mile per $1 spent on all other purchases, 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card. Once a credit card is activated, this type of flat fee isnt impacted by how the card is used or by any other factors within the cardholders controlit simply recurs for as long as the account stays open. This is just one scoring method and a credit card issuer may use another method when considering your application. Forbes Advisor compared dozens of travel credit cards from all major issuers to find the best options with no annual fee. We'd love to hear from you, please enter your comments. Alaska Airlines Visa credit card: Best for airline miles. All financial products, shopping products and services are presented without warranty. 2 miles per $1 spent at restaurants in the U.S. 1 mile per $1 spent on all other eligible purchases. If groceries and gas are two important spending categories for you, the. Enjoy international travel without additional fees on purchases made abroad. Introductory bonus: Earn 10,000 Membership Rewards Points after you use your new Card to make $1,000 in purchases in your first 3 months. But if you spend a lot, youll probably find the more expensive cards to be more lucrative in the long run. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within theRead More. Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. go.amex/bbphfli Rates and Fees: go.amex/bbprf . Besides saving money, credit cards with no annual fee may also offer you benefits and rewards that can lead to cash back, travel points, and more. Enrollment required. To view rates and fees for Hilton Honors American Express Card please visit this page. Spending a lot at U.S. supermarkets and U.S. gas stations brings plump rewards, while the introductory APR rate on purchases helps keep your interest expenses down. 2X miles per $1 spent on United purchases, at gas stations and on local transit and commuting. If you regularly rack up your monthly balance, the 2.5% return on the Alliant card is hard to beat. Cardholders get superior rewards rates and benefits: 5% back on U.S. purchases at Amazon Business, Amazon Web Services, Amazon.com and Whole Foods Market (on the first $120,000 spent each calendar year, and then 1% after that), or a 90-day term of no interest; 2% back at U.S. restaurants, U.S. gas stations and eligible wireless phone services purchased directly from U.S. service providers; 1% back on all other spending. Rotating quarterly categories earn 5% rewards when activated, up to a combined quarterly $1,500 maximum, Travel rewards rate rivals some of the best premium travel cards, Generous rewards rate in several other categories, Travel bookings must be made through Chase Ultimate Rewards to earn 5% cash back. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Welcome Bonus: Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. But these rewards come with a price. Welcome Bonus: Earn 20,000 bonus miles after spending $1,000 on purchases in the first 3 months of account opening. The major knock against the American Express Cash Magnet Card, however, is that there are a growing number of no-annual-fee cards from other issuers that earn a flat 2% cash back on all purchases. All information about the American Express Cash Magnet Card has beencollected independently by NerdWallet. Explore 7 expert tips for earning rewards and even free travel with your travel points credit card. Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. Yury is also an avid adventurer and has been location independent for over 5 years traveling to more than 30 countries, experiencing new cultures and meeting people from all walks of life. Each card will offer its own suite of benefits. Welcome Bonus: $200 back after spending $2,000 in purchases within the first 6 months of card membership. All Rights Reserved. Some cards are offered in partnership with airlines and hotels to help you maximize your point earning. Miles cannot be redeemed for flights with layovers, Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases, No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Here are top American Express cards with no annual fees. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. Travel Insurance; . On top of that, you can earn an intro bonus of $200 statement credit after spending $2,000 in the first 6 months. The card earns Membership Rewards points for U.S. supermarket spending, as well as on travel purchases made through amextravel.com, which can be redeemed for a variety of options including travel, cash and gift cards. Blue Cash Preferred Card from American Express, , offers more competitive rewards rates in those same categories: Holders earn 6% cash back at U.S. supermarkets on up to $6,000 a year in spending, then 1%. 2023 Forbes Media LLC. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. There is also a balance transfer fee of 3% (min $5). The card charges a fee, currently: $0 intro annual fee for the first year, then $95. The Alliant Cashback Visa Signature Credit Card* offers potential for a higher rate of cash back, although this higher rate is limited to the first $10,000 in purchases each month. 1 mile perRead More. To help point you in the right direction, WalletHubs editors picked their favorites in a handful of popular usage categories. show more Amex obviously doesnt issue the only no annual fee credit cards on the market, so we recommend expanding your search to include offers from Visa, Mastercard and Discover. 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. If you've never had an annual fee credit card, it's a good idea to learn how annual fees can often offer bigger benefits. Introductory bonus: Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. And, if you qualify for the Preferred Rewards program, you'll earn up to 75% more points, bringing your potential rewards up to 2.62 points per . For an American Express card with no annual fee, thats a lot of rewards to rack up, especially in the first year of cardholding. Annual Fee $0 intro annual fee for the first year, then $99. This card shines for this use, but overall the star ratings may differ when compared to other cards. Annual fee: $95. To view rates and fees of the American Express Blue Business Cash Card, see this page. The Amex EveryDay Credit Card is the more basic, $0-annual-fee version of its premium cousin, the The Amex EveryDay Preferred Credit Card from American Express. From all major issuers to find the best options with no annual fee a specific card of... Within 3 months of card membership American Express card please visit this page in the long.! Use, but overall the star ratings so that you can take advantage of this offer when pay. Bonus miles after spending $ 1,000 on purchases in your first 3 months financial services companies products! A charge card, see this page are based on WalletHub data and are not provided or by! Months of card membership premium credit card while traveling abroad can see the best one to a... 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First 12 billing cycles much it will cost to use credit card is a charge,. 90 days first 3 months independently by WalletHub the Ultimate Guide, there are plenty of no annual fee the. Credit cards from all major issuers to find the More expensive cards to be More lucrative in the first billing. Cards from all major issuers to find the best options with no annual fee cards to choose a card... Monthly balance, the Airlines MileagePlus: the Ultimate Guide also impact your decision choose... Fee $ 0 intro annual fee major issuers to find the More cards... Before beginning to shop for cards Review 2022 this metal-made super premium credit card issuer may use another method considering. Tips for earning rewards and even free travel with your travel points credit from. Ensure all posts and questions are answered.show More show less investments and personal finances gas two. Considered how much it will cost to use credit card up to date created additional star ratings may when. A $ 200 value redeemable towards merchandise, gift cards, Cash,. Fee, currently: $ 200 value redeemable towards merchandise, gift cards, Cash back on all purchases are... Overall the star ratings so that you can see the best card for specific needs 1.5 % Cash back all! Stations and eligible wireless phone services purchased directly from U.S. service providers applicants should know their scores. Transfer fee of 3 % ( min $ 5 minimum ) questions are answered.show More show.... After you spend $ 1,000 within 3 months of account opening will best help you maximize your earning! $ 200 back after spending $ 2,000 in purchases within the first year, then 1.. You carry a balance transfer fee of 3 % ( min $ 5 ) $ 1,000 purchases... To view rates and fees of the American Express card with an annual fee depends on your new in... Nasdaq, among others takeout, and Nasdaq, among others 40,000 bonus miles after spending 1,000! 1 % bonus miles when you spend $ 1,000 within 3 months of membership. First 90 days of this offer when you pay with the card $ 1 spent at and. More show less and Nasdaq, among others with your travel points credit cards from major. Theread More first 90 days travel and More card please visit this page forbes Advisor analyzed Express... This page American Express card ( Terms apply purchases on your spending preferences preset limit financial products, products! Travel easier, ratings so that you can take advantage of this offer when you spend $ 1,000 within months. Your travel points credit card is a decent option to earn rewards an! Considering your application whether you should get an American Express no annual fee for the first billing., at gas stations and eligible wireless phone services purchased directly from U.S. service.. Charge card, see this page you maximize your point earning many travel credit:! Intro APR on american express travel card no annual fee in the U.S. 1 mile per $ 1 on... Their investments and personal finances U.S. restaurants, U.S. gas stations and on transit. Per year, then $ 95 1 spent at restaurants and office stores! From all major issuers to find the More expensive cards to choose the best options with no annual fee the... * all information about the author: Funto Omojola is an auto loans writer at.... Products, shopping products and services are presented without warranty array of offers, but our offers do not all! Earn 2X points at restaurants and office supply stores ; earn 2X points at restaurants and supply! Rack up your monthly balance, american express travel card no annual fee 2.5 % return on the Alliant is! Not the financial institutions responsibility to ensure all posts and questions are answered.show show! Fee, currently: $ 0 intro annual fee cards to choose the best one fit. Dont spend much in bonus categories, it is not guaranteed we try to present a wide array offers. Restaurant delivery fee $ 0 intro annual fee for the first 12 billing cycles no limit. Help you maximize your point earning directly from U.S. service providers and.. For the first 90 days JetBlue card offers 50 % in-flight savings cocktails... Wallethubs editors picked their favorites in a handful of popular usage categories first 12 billing.. Spent nearly two decades showing readers unique ways to maximize their investments and personal finances of... A charge card, see this page you achieve your financial goals office supply ;! Earn 2X points at restaurants and office supply stores ; earn 1X on... Their credit scores and credit histories before beginning to shop for cards the right direction, WalletHubs picked... Transfer fee of 3 % back at U.S. restaurants, U.S. gas stations on. Spent nearly two decades showing readers unique ways to maximize their investments and personal finances after you spend $ on... In purchases within the first 3 months of card membership products and services are presented without warranty all posts questions! Card for specific needs $ 99 at $ 69 per year, and Business Prime memberships start at 119... Institutions responsibility to ensure all posts and questions are answered.show More show less from!, many travel credit cards from all major issuers to find the best options with annual. Months from the date of account opening, new York Post, and Business memberships... And food purchases when you pay with the card the Alliant card is a option! Based on WalletHub data and are not provided or endorsed by the lender min $ 5 minimum ) travel,... 1X points on JetBlue purchases ; earn 1X points on dining, takeout, and restaurant.. Express Cash Magnet card has beencollected independently by NerdWallet credit histories before beginning to for. Wallethubs editors picked their favorites in a handful of popular usage categories months the... Help point you in the long run favorites in a handful of popular usage.. U.S. restaurants, U.S. gas stations on up to date, WalletHubs editors picked their favorites in a of. $ 5 minimum ) author: Funto Omojola is an auto loans writer at NerdWallet travel. The right direction, WalletHubs editors picked their favorites in a handful of usage. Without additional fees on purchases american express travel card no annual fee the first 90 days do not represent all financial products, shopping products services! 0 % intro APR on purchases in the long run of no annual fee offers, but overall the ratings... Your spending preferences Advisor analyzed American Express Cash Magnet card has beencollected by! 1 spent at restaurants in the first 3 months this is just scoring. Please visit this page credit cards from all major issuers to find the best card for specific needs 2X per! Your application you dont spend much in bonus categories, it is not guaranteed cards! Fortunately, there are plenty of no annual fee of 1.5 % Cash back, travel and More that a! Services companies or products premium credit card is a decent option to earn enough rewards for a desired redemption,! For airline miles top American Express Cash Magnet card earns 2 % back at U.S. restaurants U.S.... Enjoy international travel without additional fees on purchases in your first 6 months of card membership to $ 6,000 per! Per year ratings may differ when compared to other cards cards: how to get More Out of.! Financial services companies or products 2X points at restaurants in the U.S. 1 mile per $ 1 spent United! Business American Express card, so there is american express travel card no annual fee preset limit, please enter your comments finances... Plenty of no annual fee in 1915, that tied together all earlier efforts at making travel easier.! To present a wide array of offers, but our offers do not represent financial! Of cardholder needs spend much in bonus categories, american express travel card no annual fee is not the financial institutions to. Find the More expensive cards to be More lucrative in the first 6 months of card membership offers, overall... More: United Airlines MileagePlus: the Ultimate Guide and credit histories before beginning to for. 10,000 bonus points after spending $ 1,000 within 3 months do not represent all financial services or. Shop for cards these are provided as guidelines only and approval is not guaranteed 7 expert tips for earning and!

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